Tax Planning

Plan the year, don't just report it.

Most tax is decided long before the return is filed. We work through the year with you so decisions are made with their tax cost already understood — lawfully, and within SARS' rules.

Where planning pays

Four levers we look at first

Structure

Sole proprietor, company, trust or a combination — chosen for how you actually trade, extract profit and plan to exit.

Remuneration

The mix of salary, dividends, travel and other allowances that is efficient and defensible for both the business and the owner.

Provisional tax

Accurate first and second period estimates, so you avoid the 20% underestimation penalty and never overfund SARS.

Capital & estate

Planning for CGT on disposals, and aligning your business interests with your estate and succession plans.

Our approach

Avoidance that is legitimate, documented, and disclosed

We do not sell schemes. Every plan we recommend is supported by the Income Tax Act, applied to your facts, and documented so it can be explained to SARS without difficulty.

Let's plan the coming tax year.

A short planning session before year-end usually saves more than it costs.